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Security5 February 2026

Your Data Stays in NZ: Privacy & Security at MoneyWise

3 min read

Your financial data is sensitive. We take that seriously. Here's exactly how MoneyWise keeps your information safe.

Bank-Grade Encryption

All data is encrypted in transit (TLS 1.3) and at rest (AES-256). The same standards your bank uses to protect your accounts.

Read-Only Access

MoneyWise can only view your account balances and transactions. We can never move your money, make payments, or change your account settings. Period.

Your Data Stays in New Zealand

All MoneyWise infrastructure is hosted in New Zealand. Your financial data never leaves the country. We comply fully with the NZ Privacy Act 2020.

You're in Control

  • Revoke access to any connected account at any time
  • Delete your MoneyWise account and all associated data
  • We never sell your data to third parties
  • No ads, no tracking, no data harvesting

Open Banking Security

We use Open Banking APIs provided by trusted, regulated intermediaries. You authenticate directly with your bank — we never see your banking passwords.

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