Loading page...
Synced 8 days ago
Explore current home loan rates across major New Zealand banks, updated daily for general information.
| Financial Institute | Product | Plan | Rate Details |
|---|---|---|---|
| ASB | Personal Loan | Secured by car | 12.95% - 17.95% |
| Co-operative Bank | Vehicle Loan | Unsecured | 8.99% - 17.75% |
| Kiwibank | Vehicle Loan | Secured by car | 9.95% - 18.95% |
| Westpac | EVs and e-Bikes |
| Secured by car |
| 7.99% |
| Personal Loan | Secured by car | 13.90% |
| Financial Institute | Product | Plan | Rate Details |
|---|---|---|---|
| AA Money | Car or Boat Loan | Secured | 7.95% - 18.95% |
| Avanti Finance | Car Loans | Secured | 9.65% - 25.20% |
| CFS Finance | Car Loan | Secured | 9.95% - 22.95% |
| Finance Direct | Car Loans | Secured | 6.69% - 24.95% |
| Finance Now | Personal Loan | Secured | 8.45% - 29.95% |
| Financial Holdings | Vehicle Loan | Secured | 9.95% |
| First CU | Car Loan | Secured | 9.99% |
| Gem | Car Loan (>$6,000) | Secured | 8.99% - 24.99% |
| Geneva Finance | Vehicle Loan | Secured | 12.95% - 28.95% |
| Go Car Finance | Vehicle Loan | Secured | 11.95% - 27.95% |
| Harmoney | Vehicle Loan | Secured | 9.89% - 21.49% |
| Unsecured | 9.99% - 24.99% | ||
| Heartland Bank | Car Loan | Secured | 9.95% - 15.95% |
| Instant Finance | Car Loan | Unsecured | 12.95% - 29.95% |
| John Deere Credit | Tractors | Secured | 4.75% |
| Kiwi Car Loans | Vehicle Loan | Secured | 9.95% - 19.95% |
| MARAC | Car loan | Secured | 9.95% - 15.95% |
| MTF Finance | Vehicles loan | Secured | 10.30% - 22.30% |
| Mutual Credit Finance | Cars, Boats | Secured | 11.35% - 23.35% |
| NZ Loan | Car and Boat Loan | Secured | 12.95% |
| NZ Vehicle Finance | Car Loan | Secured | 8.90% - 15.95% |
| Oxford Finance | Vehicle finance | Secured | From ...: 10.95% | To ...: 20.95% |
| Paraloan | For people with physical disabilities | Secured | 8.00% |
| Police CU | Personal Loan (Membership criteria apply) | Secured | 12.95% |
| Stadium Finance | Car Loan | Secured | 10.95% - 25.95% |
| Thorn Finance | Car Loan | Secured | 9.95% - 29.95% |
| Toyota Financial Services | Classic / Choices | Secured | 8.25% - 13.95% |
| Marine Loan | Secured | 9.95% - 15.95% | |
| Special - Signature Class | Secured | 7.25% | |
| UDC | Standard | Secured | 9.45% - 11.95% |
| UnityMoney | Personal Loan | Secured | From: 13.95% | Premium rate from: 9.90% |
MoneyWise rate pages are educational and informational tools only and do not provide financial advice. Any rates, calculations, and projections shown are indicative estimates and may not reflect current lender offers, fees, eligibility criteria, or lending terms. Information may come from publicly available sources and can change without notice. Before making financial decisions, please confirm details directly with the relevant provider and seek advice from a qualified financial professional where appropriate.
